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Credit Builder Loan. Local Phone Number: 610-326-5490. Toll Free Phone Number: 800-593-1000. Routing Number: 231385154. Build a healthy credit history with Diamond Credit Union's credit builder loan. Or, view our unsecured personal loan options. Contact a …Diamond Bank The Natural Choice for Community Banking. !! SCAM ALERT !! Please be cautious with any phone calls or text messages that you receive from our Fraud Department. A scammer has "spoofed" the phone number, so it may look like the call/text is from Diamond Bank. You can immediately contact your local bank branch to confirm the …Diamond CU Boyertown Branch 173 Holly Road Gilbertsville, PA 19525 ( Map) Phone Number: Click-to-Call: (610) 326-5490. Toll-Free:The thermal conductivity of Diamond/Cu composites under different diamond particle mixing schemes all exceeded 700 W/mK. In particular, the obtained maximum thermal conductivity value of 853 W/mK in Diamond/Cu composites, increases 220% than pure copper by introducing 25 vol% of secondary diamond particles with a particle size …The Diamond Cup is one of Australia's largest youth football competitions. Held on Sydney's North Shore, the Diamond Cup hosts over 500 players who play over three days in summer. The Diamond Cup runs on average 100 games a day and is an incredible event for the competitors and spectators.Diamond Credit Union is a Pennsylvania state-chartered and federally-insured credit union serving Berks, Montgomery, Chester and Bucks Counties. Diamond has been offering low cost financial services with world class service since 1947. As a not-for-profit financial cooperative, it is owned and operated by its members and is one of the area’s ...

For the diamond/Cu composite of 50–60 vol% in Fig. 10 (a–c), the coated diamond particles are evenly distributed throughout the Cu matrix, and there is no obvious gap at the interface between the diamond and Cu matrix, suggesting that carbide interfacial layer contributed to the densification of diamond/Cu composites.The diamond/Cu composites were sintered by high-temperature and high-pressure technology, and the density of surface-modified diamond/Cu composites was less than 4 g cm −3. The W–WC–W 2 C@diamond/Cu composites have a thermal diffusivity as high as 331 mm 2 s −1 , and their thermal expansion coefficient is as low as 1.76 × 10 −6 K −1 .Diamond Credit Union is a Pennsylvania state-chartered and federally-insured credit union serving Berks, Montgomery, Chester and Bucks Counties. Diamond has been offering low cost financial services with world class service since 1947. As a not-for-profit financial cooperative, it is owned and operated by its members and is one of the area’s ...Most industrial-grade diamonds are brown, yellow, gray, green and black crystals that lack the color and clarity to be a nice gem. Diamond is harder than a streak plate. Its streak is known as "none" or "colorless". Adamantine - the highest level of …Diamond CU - 1500 Ethan Drive, Wyomissing, PA Map Wyomissing Branch. Find Nearby Branches. Nearby Diamond Credit Union Branches. Tower Health Reading Hospital Branch. 420 South 5th Ave, R Building West Reading, PA Open Today. 2.2 miles. Muhlenberg Branch. 4453 North 5th St Highway Temple, PA Open Today. 4.4 miles.Labor Day – Monday, September 2, 2024 – CLOSED. Columbus Day – Monday, October 14, 2024 – CLOSED. Veterans Day – Monday, November 11, 2024 – CLOSED. Thanksgiving – Thursday, November 28, 2024 – CLOSED. Christmas Day – Wednesday, December 25, 2024 – CLOSED. Check out our calendar of events for holiday hours, …In this study, we investigate the effects of alloying elements (B, Cr, Hf, Mo, Nb, Si, Ti, V, Zr) on the interfacial properties of diamond/Cu using first-principles calculations. Results showed that all alloying components could increase the interfacial bonding of diamond/Cu.

REGISTERED USERS SIGN IN. User Name. Forgot User name? Overview. Established in 1947, Diamond Credit Union proudly calls Pottstown, Pennsylvania home. For over 77 years, Diamond CU has been a trusted financial partner, boasting a network of 7 branches and 7 ATMs across the country.. As the 14 th largest credit union in Pennsylvania Diamond Credit Union stewards over $974.02 Million in assets …Start with these 3 basic steps: 1. Check your credit report for errors. A mistyped social security number, applying for credit under a formal name and nickname (Andrew vs Andy) or other clerical errors can easily add incorrect information onto your report, dragging down your score a result. 2.According to RedFin, home prices in Pennsylvania were up 2.2% from 2022 to 2023. This is good news for anyone that owns a house. Since your home could potentially be worth more now than when you bought it, you could have even more equity. If you bought your home for $200,000, a 2.2% increase would put your house at $204,400.

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Highlights Weak interface results in low thermal conductivities of diamond–Cu composites. Cr or Ti coating layer on the surface of diamond can strengthen the interface. Cr-coated diamond–Cu composites show higher thermal conductivity than Ti-coated. The optimum thickness of Cr layer is within 0.6–0.9 μm. The maximum of …Start with these 3 basic steps: 1. Check your credit report for errors. A mistyped social security number, applying for credit under a formal name and nickname (Andrew vs Andy) or other clerical errors can easily add incorrect information onto your report, dragging down your score a result. 2.The characterization of diamond films using various techniques, including X-ray diffraction, Raman spectroscopy, atomic force microscopy, nanoindentation, and tribological tests is briefly discussed. An overview of some of the most relevant applications of NCD films, including mechanical, electrical, thermal, acoustic, and optical applications ...If you live, work, worship, go to school, or regularly conduct business in Berks, Montgomery, Chester or Bucks Counties, we invite you to join the Diamond family and earn lower interest rates on loans, a higher return on your savings and less fees than many financial institutions. Join over 64,000 members in the region and take advantage of the ...Diamond CU | Schedule Appointment. Welcome. All Diamond branches are open, and no appointment is required for service. However, to receive the fastest possible service we …This full-service, 4,100 square foot, state-of-the-art, free-standing branch offers products, services, and exceptional personal attention which differentiates Diamond from other financial institutions. The Cumru branch is conveniently located at 1030 Cedar Top Road in Reading, Pa., 19607. This is near the corner of Route 724 and Route 625.

Day-to-day account management is easier with Diamond’s checking and savings accounts. Get equipped with all the tools you need to manage your financial accounts quickly, easily, and in the most effective way possible with all of our checking and savings options. Additionally, NetBranch Online Banking provides the ability to open new accounts ... Diamond/aluminum (Dia/Al) composites were fabricated by powder metallurgy using starting Al powders of different size. Effect of matrix-to-reinforcement particle size ratio (PSR) on diamond particle dispersion was revealed, and higher thermal conductivity of Dia/Al composites with a certain volume fraction was achieved by …The diamond/Cu composites were sintered by high‐temperature and high‐pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4 g cm ⁻³ . Wed: 9:00 am to 5:00 pm. Thurs: 9:00 am to 7:00 pm. Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Royersford, PA. High quality, community-driven banking services for 75+ years. Join today. diamond/Cu composites were sintered by high ‐temperature and high pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4gcm−3. The W–WC–W 2C@diamond/Cu composites have a thermal diffusivity as high as 331mm2 s−1, and their thermal expansion coefficient is as low as 1.76×10−6 K−1.Contact Email [email protected]; Phone Number 610-326-5490; Lists Featuring This Company. Edit Lists Featuring This Company Section. Greater Philadelphia Area Finance Companies . 947 Number of Organizations • $4.3B Total Funding Amount • 203 Number of Investors. Track .If you experience any type of identity fraud or exposed account information, Diamond offers a free service to all members to assist in these types of cases. CyberScout’s AdviseProtectResolve program encompasses the following services: ADVISE – An on-call Fraud Specialist provides unlimited assistance to lock out thieves with proactive measures.Muhlenberg Branch. 4453 North 5th Street Highway Temple, PA 19560 (Corner of Business Rt. 222 North and Darby Avenue) Mailing address: 1600 Medical Drive, Pottstown, PA 19464. Make an appointment for Muhlenberg. Get Directions Our dedicated team is available to help guide you on the best way to transition your current checking to better checking with Diamond. Call 610-326-5490, option 4, select 3 to speak with our dedicated team Monday-Wednesday 9am-5pm, Thursday & Friday 9am-6pm. After experiencing an award-winning banking experience at Diamond Credit Union, you'll ...

CIUPIŃSKI et al [19] have prepared diamond/Cu composites, including Cr3C2 carbide via pulse plasma sintering, achieving the maximum thermal conductivity of 687 W/(m·K). As for boron, it can be directly alloyed into the copper matrix or grown on the diamond surface as a coating, resulting in increased tensile strengths and thermal …

Here, diamond/Cu-B composites with different boron content were prepared by vacuum pressure infiltration. Diamond/Cu-B composites up to 694 W/(mK) were obtained. The interfacial carbides formation process and the enhancement mechanisms of interfacial heat conduc-tion in diamond/Cu-B composites were studied by HRTEM and …About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright ...Deposit a fixed amount of money for a set period of time and earn a market-leading rate on your funds. Members can open a Regular Share Certificate with a minimum investment of just $1,000. Diamond’s Jumbo Share Certificates are also available, featuring a super-sized rate with a minimum deposit of $75,000.As a typical metal matrix composites material, diamond-Cu (Dia/Cu) composites can comprehensively utilize the high thermal conductivity (TC∼2200 W/mK) and appropriate thermal expansion coefficient (TEC∼0.11–1.2 × 10 −6 K −1) of diamond [4], as well as the excellent thermal properties (∼400 W/mK) and formability of Cu matrix [5, 6].Labor Day – Monday, September 2, 2024 – CLOSED. Columbus Day – Monday, October 14, 2024 – CLOSED. Veterans Day – Monday, November 11, 2024 – CLOSED. Thanksgiving – Thursday, November 28, 2024 – CLOSED. Christmas Day – Wednesday, December 25, 2024 – CLOSED. Check out our calendar of events for holiday hours, …This full-service, 4,100 square foot, state-of-the-art, free-standing branch offers products, services, and exceptional personal attention which differentiates Diamond from other financial institutions. The Cumru branch is conveniently located at 1030 Cedar Top Road in Reading, Pa., 19607. This is near the corner of Route 724 and Route 625.Diamond/Cu composites are widely studied as a new generation of thermal management materials in the field of electronic packaging and heat sink materials. The surface modification of diamond can improve interfacial bonding between the diamond and Cu matrix. The Ti-coated diamond/Cu composites are prepared via an independently … Secure & Easy Day-To-Day Account Management. Get equipped with all the tools you need to manage your financial accounts quickly, easily, and in the most effective way possible with all of our savings and checking account options. Additionally, NetBranch Online Banking provides the ability to open new accounts online. Download the App for easy ...

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In this work, Cu-diamond/Cu-diamond-Cu 2 NiAlAgZn bi-layer coatings were prepared via mechanical alloying on copper substrate, in which Cu-diamond was the inner layer and Cu-diamond-Cu 2 NiAlAgZn was the outer layer. The results revealed that the quinary alloy Cu 2 NiAlAgZn HEAs has simple FCC solid solution structure and the … The Diamond Mortgage Team is committed to getting you in the house by offering competitive rates, lower fees, fixed and adjustable-rate mortgages, plus a special program for First-Time Homebuyers. With today's competitive rates, if you're thinking of refinancing your mortgage, then contact the mortgage experts for some great refinancing options ... The interfacial properties of diamond/Cu composites can be improved using metal matrix alloying methods. In this study, we investigate the effects of alloying elements (B, Cr, Hf, Mo, ...Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Pottstown, PA. High quality, community-driven banking services for 75+ years. Join today. Diamond Credit Union offers an array of loans to get you the things you need and want. With competitive rates and flexible terms, Diamond’s Lending Experts can find you the perfect loan. Join Diamond Credit Union's 64,000+ member network. New/current members can open checking, savings, money market accounts, & more online. Diamond is a not-for-profit, member-owned credit union. There’s a big difference between credit unions and commercial banks. While banks have to produce profits for shareholders, as a credit union, our profits are shared with our members – that means the more we grow, the more you benefit. As a credit union, Diamond distributes profits to ...Access to over 55,000 ATMs worldwide. With your new Diamond debit card, you have access to 55,000 No-Surcharge ATMs in our Network and our “No-Surcharge Guarantee!”. No matter where you live, work, shop, or travel, you’ll find a no-surcharge ATM right where you need one. Plus, we guarantee you’ll avoid fees in our network or we’ll ...diamondcu.org. 610-326-5490. 1600 Medical Dr. Pottstown, PA 19464. Diamond Credit Union is headquartered in Pottstown and is the 14 th largest credit union in the state of Pennsylvania. It is also the 447 th largest credit union in the nation. It was established in 1947 and as of December of 2023, it had grown to 199 employees and …Diamond/Cu composites are widely studied as a new generation of thermal management materials in the field of electronic packaging and heat sink materials. The surface modification of diamond can improve interfacial bonding between the diamond and Cu matrix. The Ti-coated diamond/Cu composites are prepared via an independently …The results presented in literature are limited to observations and chemical analyses of interfaces on the fracture surfaces of diamond/Cu-alloy composites e.g. Ref. [13]. Therefore, the characterisation of selective interfacial bonding quality, as well as thickness of interfacial compounds formed, is complicated or even impossible. ….

diamond/Cu composites were sintered by high ‐temperature and high pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4gcm−3. The W–WC–W 2C@diamond/Cu composites have a thermal diffusivity as high as 331mm2 s−1, and their thermal expansion coefficient is as low as 1.76×10−6 K−1.diamond/Cu composites were sintered by high ‐temperature and high pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4gcm−3. The W–WC–W 2C@diamond/Cu composites have a thermal diffusivity as high as 331mm2 s−1, and their thermal expansion coefficient is as low as 1.76×10−6 K−1.Wyomissing Branch. 1500 Ethan Drive. Wyomissing, PA 19610. (Corner of Broadcasting & Paper Mill Roads) Mailing address: 1600 Medical Drive, Pottstown, PA 19464. Make an appointment for Wyomissing. Get Directions. Existing homeowners can take advantage of the current competitive rates and save thousands by refinancing your mortgage with Diamond. For anyone dreaming of buying a home, who wants a partner in the homebuying process who will educate you, and be by your side every step of the way, the Diamond Credit Union Mortgage Center will help you get ... We can assist you in getting prequalified for a mortgage for a smoother homebuying experience. The Diamond Mortgage Team can be reached directly by calling 610-326-5490, extension HOME (4663). You have dreams. Dreams come with ideas, questions, and concerns. Tell us what you’re thinking – we want to hear them and we’re here to help.With Diamond Credit Union's updated mobile app, you can view account balances, transaction history, transfer funds, pay bills, find branches, and deposit checks remotely. …GOLD. 🇺🇸UNITED STATES. 552627. MASTERCARD. CREDIT. BUSINESS. 🇺🇸UNITED STATES. Information on BIN numbers issued by DIAMOND C.U.. Click to view all of the codes now.Rates shown for 2nd Mortgage Home Equity Loans are 80% loan to value. APR = Annual Percentage Rate. *Home Equity Loan: An APR of 5.50% would require a monthly payment of $6.88 per $1,000 borrowed. The payment example does not include amounts for taxes and insurance premiums; the actual payment obligation will be greater.According to RedFin, home prices in Pennsylvania were up 2.2% from 2022 to 2023. This is good news for anyone that owns a house. Since your home could potentially be worth more now than when you bought it, you could have even more equity. If you bought your home for $200,000, a 2.2% increase would put your house at $204,400. Diamond Credit Union Routing Number: 231385154. Need help with your Diamond account? We're happy to assist you. Contact our expert fiancial team online or via phone, email, or in-person. Diamondcu, Diamond Credit Union offers an array of loans to get you the things you need and want. With competitive rates and flexible terms, Diamond’s Lending Experts can find you the perfect loan. Join Diamond Credit Union's 64,000+ member network. New/current members can open checking, savings, money market accounts, & more online., The TC of the 40 vol.% Ti-coated diamond/Cu composite is 475.01 W m−1 K−1, much higher than that of diamond/Cu and Cu-coated diamond/Cu composites under equivalent manufacturing conditions., For additional payment options and to avoid identifying yourself every time, login to online banking or create an account today. Identify Your Account. Member Number. Social Security Number (SSN) Vehicle Identification Number (VIN) Please complete the following to confirm your identity: Member Name. First word in Members First and Last name., diamond/Cu composites were sintered by high ‐temperature and high pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4gcm−3. The W–WC–W 2C@diamond/Cu composites have a thermal diffusivity as high as 331mm2 s−1, and their thermal expansion coefficient is as low as 1.76×10−6 K−1., Diamond CU | Schedule Appointment. Welcome. All Diamond branches are open, and no appointment is required for service. However, to receive the fastest possible service we …, The diamond/Cu composites were sintered by high‐temperature and high‐pressure technology, and the density of surface‐modified diamond/Cu composites was less than 4 g cm ⁻³ ., Rapid Manufacturing of Diamond/Cu Composites Prepared Via Ultrasonic Consolidation. Number of pages: 16 Posted: 27 Aug 2022. Downloads 11. Abstract. A rapid low-temperature solid-phase preparation method for diamond/copper composites based on an ultrasonic consolidation process is proposed., Credit Builder Loan. Local Phone Number: 610-326-5490. Toll Free Phone Number: 800-593-1000. Routing Number: 231385154. Build a healthy credit history with Diamond Credit Union's credit builder loan. Or, view our unsecured personal loan options. Contact a …, The hot-pressing diamond/Cu composite with 60 vol% modified diamonds exhibits the best thermal conductivity of 495.5 W·m⁻¹·K⁻¹, slightly below the values predicted by the model H-J and DEM ..., Dual-coating (TiC-Cu) coted diamond improving the thermal properties of the diamond/Cu composites. The TC of 60 vol% diamond/Cu composite reaches 495.5 W·m −1 ·K −1, which is far higher than that of Cu, slightly below the values predicted by the . Declaration of competing interest. No potential conflict of interest was reported by the ..., Muhlenberg Branch. 4453 North 5th Street Highway Temple, PA 19560 (Corner of Business Rt. 222 North and Darby Avenue) Mailing address: 1600 Medical Drive, Pottstown, PA 19464. Make an appointment for Muhlenberg. Get Directions, The characterization of diamond films using various techniques, including X-ray diffraction, Raman spectroscopy, atomic force microscopy, nanoindentation, and tribological tests is briefly discussed. An overview of some of the most relevant applications of NCD films, including mechanical, electrical, thermal, acoustic, and optical applications ..., At Diamond CU in Birdsboro, members are empowered with the financial resources they need to achieve their goals. Explore the range of products and services designed to enhance your financial wellbeing. Customized Financial Planning and Analysis; Secure Online Banking and Mobile App Features; Exclusive Member Benefits and Discounts; Ask a ... , The results presented in literature are limited to observations and chemical analyses of interfaces on the fracture surfaces of diamond/Cu-alloy composites e.g. Ref. [13]. Therefore, the characterisation of selective interfacial bonding quality, as well as thickness of interfacial compounds formed, is complicated or even impossible., Diamond has a superior thermal conductivity, but the diamond particles reinforced Cu matrix composites exhibit thermal conductivities far from expected. Here an ultrahigh thermal conductivity of 1050 W/mK is realized in a Cu/diamond composite via a discrete in situ carbide interlayer and a bimodal diamond particle strategy. The high …, The diamond/Cu composites were sintered by high-temperature and high-pressure technology, and the density of surface-modified diamond/Cu composites was less than 4 g cm −3. The W–WC–W 2 C@diamond/Cu composites have a thermal diffusivity as high as 331 mm 2 s −1 , and their thermal expansion coefficient is as low as 1.76 × 10 −6 …, About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features NFL Sunday Ticket Press Copyright ..., Annual Reports. Local Phone Number: 610-326-5490. Toll Free Phone Number: 800-593-1000. Routing Number: 231385154. 75+ years of growth, record-breaking fundraisers for local charities, and a full menu of financial products and services. Hear our story., Business Services. Running a small business involves a lot of tasks that aren’t associated with the core purpose of your business. These small business financial solutions ranging from loans to everyday finances with additional services to assist in running your business. Local service team and decision-making offering small business banking ..., Beyond their famed use in jewelry, diamonds also have significant industrial applications due to their exceptional hardness and thermal conductivity. They are commonly used as cutting, grinding, and drilling tools. In fact, industrial usage accounts for approximately 80% of mined diamonds. Abrasives: Diamonds are used in high-performance ..., Who We Are. Diamond Valley Federal Credit Union is a full-service financial institution serving those who live, work, worship or attend school in Vanderburgh and Warrick Counties, or is an immediate family member of someone that does. Since our start in 1961, Diamond Valley FCU has grown by providing our members low cost products and services ... , Open A Savings Account: Everyone’s journey with Diamond Credit Union begins by establishing a required Membership Share Savings Account with at least a $5 deposit. Once established, you automatically become a member-owner of the credit union and have access to additional product offerings that include four additional savings accounts., 1997 – Diamond Federal Credit Union shortened its name to present-day Diamond Credit Union to reflect a conversion to a state charter. 1996 – In March of 1996, Diamond began its affiliation with the largest employer in the region, The Reading Hospital and Medical Center. 1990 – Dana Pottstown Federal Credit Union changed its name to ... , Diamond Credit Union will credit the member up to $300 towards their first payment after vehicle is financed through Diamond Credit Union. Offer void when 7-day Repurchase Agreement is activated. Offer valid only on Enterprise vehicles purchased 03/15/24 – 04/30/24. No cash advances. Offer cannot be combined., Diamond/Cu platings using SiC-coated diamonds were prepared by electrodeposition. • Interfacial adhesion of diamond and Cu significantly improved using SiC. • Cu was directly deposited onto the surfaces of SiC-coated diamonds. • Plating using SiC-coated nano-diamonds showed improved thermal conductivity., Here, diamond/Cu-B composites with different boron content were prepared by vacuum pressure infiltration. Diamond/Cu-B composites up to 694 W/(mK) were obtained. The interfacial carbides formation process and the enhancement mechanisms of interfacial heat conduc-tion in diamond/Cu-B composites were studied by HRTEM and …, Wed: 9:00 am to 5:00 pm. Thurs: 9:00 am to 7:00 pm. Fri: 9:00 am to 6:00 pm. Sat: Contact Center only 8:00 am to 1:00 pm (Branch Closed) Sun: Closed. Diamond is a full-service, award-winning credit union in Gilbertsville, PA. High quality, community-driven banking services for 75+ years. Join today., Beyond their famed use in jewelry, diamonds also have significant industrial applications due to their exceptional hardness and thermal conductivity. They are commonly used as cutting, grinding, and drilling tools. In fact, industrial usage accounts for approximately 80% of mined diamonds. Abrasives: Diamonds are used in high-performance ..., GOLD. 🇺🇸UNITED STATES. 552627. MASTERCARD. CREDIT. BUSINESS. 🇺🇸UNITED STATES. Information on BIN numbers issued by DIAMOND C.U.. Click to view all of the codes now., TruStage™ Auto & Home Insurance Program. Made available to Diamond Credit Union members, the TruStage™ Auto & Home Insurance Program provides top-quality protection designed to fit your budget. You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote online today or call 1-855-589 …, Rapid Manufacturing of Diamond/Cu Composites Prepared Via Ultrasonic Consolidation. Number of pages: 16 Posted: 27 Aug 2022. Downloads 11. Abstract. A rapid low-temperature solid-phase preparation method for diamond/copper composites based on an ultrasonic consolidation process is proposed., In this study, diamond/Cu composites were fabricated by SPS technique using the mixture of diamond particles and Cu powder. The tribological behaviors at elevated temperature (friction coefficient, wear rate, oxidation, adhesive, etc.) of the diamond/Cu composites were investigated qualitatively and quantitatively. 2. …, The Diamond Mortgage Team is committed to getting you in the house by offering competitive rates, lower fees, fixed and adjustable-rate mortgages, plus a special program for First-Time Homebuyers. With today's competitive rates, if you're thinking of refinancing your mortgage, then contact the mortgage experts for some great refinancing options ...