Ubs wiki

Investment Bank. We distribute, trade, finance and clear cash equity and equity-linked products. We also structure, originate and distribute new equity and equity-linked issues. From origination and distribution to managing risk and providing liquidity in FX, rates, credit, and precious metals, we help clients realize their financial goals.

Cyber Security at UBS. We want to create superior value for our clients, shareholders and employees. And we want to stand out as a winner in our industry: for our expertise, advice and execution, our contribution to society, our work environment and our business success. UBS is a global firm providing financial services in over 50 countries. Kweku Adoboli (born 21 May 1980) is a Ghanaian investment manager and former stock trader.He was convicted of illegally trading away US$2 billion (£1.3 billion GBP) as a trader for Swiss investment bank UBS.While at the bank he primarily worked on UBS' Global Synthetic Equities Trading team in London, where he engaged in what would later be …UBS Group AG (anglais : Union Bank of Switzerland) est un groupe bancaire international suisse présent dans plus de 84 pays et territoires dans le monde. C'est la première banque privée mondiale de gestion de fortune avec 3 607 milliards de francs suisses d'actifs financiers investis en 2019 [6].The UBS Optimus Foundation is a grant-making foundation that offers UBS clients a platform to use their wealth to drive positive social and environmental change. The Foundation selects programs that improve children’s health, education and protection, ones that have the potential to be transformative, scalable and sustainable as well as ...Buying owner-occupied real estate in Zurich now costs over 50% more than a decade ago in nominal terms. An increasing number of high-income earners and ultra-low interest rates supported rising prices. The price level has not yet adapted to increased financing costs. The market is in the bubble risk zone. Housing prices in Miami continued to ...The Mikoyan MiG-29 (Russian: Микоян МиГ-29; NATO reporting name: Fulcrum) is a twin-engine fighter aircraft designed in the Soviet Union.Developed by the Mikoyan design bureau as an air superiority fighter during the 1970s, the MiG-29, along with the larger Sukhoi Su-27, was developed to counter new U.S. fighters such as the McDonnell …UBS Wealth Management across the globe. We offer both affluent individuals and institutions around the world a comprehensive range of advice and investment services. We use our combined expertise to help turn your financial vision into a reality. Our size, strength and 150 year history helps us to achieve global reach, while our local knowledge ...

Kurt Aland. The GNT Committee, from right to left: Carlo Maria Martini, Kurt Aland, Allen Wikgren, Bruce Metzger and Matthew Black (with Klaus Junack, Aland's assistant), c. late 1980s. Novum Testamentum Graece ( The New Testament in Greek) is a critical edition of the New Testament in its original Koine Greek, forming the basis of most modern ...UBS Group AG [nb 1] ( NYSE: UBS; SIX : UBSN) merupakan bank pelaburan dan syarikat perkhidmatan kewangan multinasional Switzerland yang diasaskan dan berpangkalan di negara itu. Beribu pejabat bersama di bandar-bandar di Zürich dan Basel, ia mengekalkan kehadiran di semua pusat kewangan utama sebagai institusi perbankan Switzerland …Paine Webber & Co. PaineWebber & Co. was an American investment bank and stock brokerage firm that was acquired by the Swiss bank UBS in 2000. The company was founded in 1880 in Boston, Massachusetts, by William A. Paine and Wallace G. Webber. Operating with two employees, they leased premises at 48 Congress Street in May 1881.A tower type UPS with one IEC 60320 C14 input and three C13 outlets. A large data-center-scale UPS being installed by electricians. An uninterruptible power supply ( UPS) or uninterruptible power source is a type of continual power system that provides automated backup electric power to a load when the input power source or mains power fails.Here are just a few of the applications moving us forward in our Cloud journey. UBS Neo is an award-winning platform built on the latest web technology. It’s a cross-asset digital banking platform that allows clients and staff to access a suite of products and services through one interface. But it was run by hundreds of servers across six ...The University of British Columbia (UBC) is a public research university with campuses near Vancouver and Okanagan in British Columbia, Canada.Established in 1908, it is the oldest university in British Columbia.With an annual research budget of $773 million, UBC funds over 10,000 projects a year.. The Vancouver campus is situated adjacent to the …Logic bomb. A logic bomb is a piece of code intentionally inserted into a software system that will set off a malicious function when specified conditions are met. For example, a programmer may hide a piece of code that starts deleting files (such as a salary database trigger ), should they ever be terminated from the company. UBS je najväčší správca majetku na svete a má vo svojej štruktúre 4 obchodné divízie: Global Wealth Management (Celosvetová správa majetku), Personal & Corporate Banking (Personálne & Korporátne bankovníctvo), Asset Management (Správa majetku) a Investment Bank (Investičná banka).

Designed as an intuitive, scalable and connected client experience, UBS Neo acts as a gateway to the best of UBS products and services. Accredited with over 35 industry awards, the platform provides access to more than 1.8m users across the Investment Bank, Wealth Management and Asset Management. Whether your focus is on understanding the ...Amy Lo is JP, Chairman of Global Wealth Management Asia, Co-Head of Wealth Management Asia Pacific, Head and Chief Executive of UBS Hong Kong, and a Managing Director at UBS. Amy has over 30 years of experience in the banking industry. Since joining UBS in 1995, she has held a number of senior management positions including Regional …Hyderabad, December 8, 2020 – Underlining its commitment to India, UBS today opened its fifth office in the country, in Hyderabad. A modern and agile workspace located at Aquila by Phoenix in Gachibowli, in its initial phase, the new facility will provide UBS businesses with additional capabilities in finance, operations and research. 2021.08.10. UBS SuMi TRUSTウェルス・マネジメント株式会社の営業開始. 世界の富裕層が羨む、日本をつくる。. UBS SuMi TRUSTは、日本発「ウェルス・マネジメント」をご提供するためUBSウェルス・マネジメントと三井住友信託銀行の提携により誕生しました。. Make the impossible, possible with Confluence Cloud. Your team workspace trusted for documentation, project collaboration, Jira integrations, and more!

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UBS O’Connor has embraced the ever-changing market environment over 20 years as a hedge fund manager, navigating market dislocations and opportunities. With a global investment team, they continue to operate the flagship multi-strategy with a nimble, relative value approach, while expertly allocating across complex macroeconomic landscapes, …UBS Group AG is considering introducing a reward system for investment bankers who refer clients to the firm’s wealth management business, according to people …Network is a 1976 American satirical black comedy-drama film directed by Sidney Lumet and written by Paddy Chayefsky.It is about a fictional television network and its struggle with poor ratings.The film stars Faye Dunaway, William Holden, Peter Finch (in his final film role), Robert Duvall, Wesley Addy, Ned Beatty, and Beatrice Straight.. Produced by Metro …Network is a 1976 American satirical black comedy-drama film directed by Sidney Lumet and written by Paddy Chayefsky.It is about a fictional television network and its struggle with poor ratings.The film stars Faye Dunaway, William Holden, Peter Finch (in his final film role), Robert Duvall, Wesley Addy, Ned Beatty, and Beatrice Straight.. Produced by Metro …UBS Asset Management is a large scale investment manager. We offer investment capabilities and investment styles across all major asset classes. This special edition of Panorama is dedicated to China and offers a richer way of looking at it from the geopolitical, sustainable, economic and market lenses.UBS is the preeminent universal bank in Switzerland, the only country where we operate in all five of our business areas: personal banking, wealth management, corporate and institutional clients, investment bank and …

Global BBA & MBA. The BBA and MBA programs at Universal Business School (UBS) provide students with a solid foundation in business essentials such as finance, accounting, marketing, and management, allowing them to pursue careers in business or entrepreneurship. With a demanding curriculum that covers core business courses as … 瑞银集团. （ 1862-04-22 ）. 瑞銀集團 （英語： UBS Group AG ） [c] 是一家在 瑞士 成立的 跨國 投資銀行 和 金融服務 公司。. 瑞銀集團的總部有兩處，分別位於 瑞士 的 蘇黎世 和 巴塞爾 ；而作為全球最大的 瑞士銀行機構 ，瑞銀集團在全球各大金融中心城市都設有 ... UBS Group AG is a holding company, which engages in the provision of financial management solutions. It operates through the following segments: Global Les fraudeurs peuvent créer de faux sites Web et du matériel publicitaire tout en prétendant représenter UBS, y compris des noms de conseillers fictifs. Afin de vous protéger ainsi que vos informations, nous vous encourageons à vérifier la validité de toutes les informations en contactant UBS sur ce site Web.UBS Group AG history, company profile (overview) and corporate video UBS Group AG is a multinational investment bank and financial services company co-headquartered in Zürich and Basel, Switzerland. It provides financial advice and solutions to private, institutional, and corporate clients worldwide, as well as private clients in …Eredet és kezdetek (1854–1945) A svájci bank Corporation -ben alakult 1854-ben, amikor hat vagyonkezelés bankok létrehozott egy konzorciumot hívott Bankverein a Basel . AzUBS is the preeminent universal bank in Switzerland, the only country where we operate in all five of our business areas: personal banking, wealth management, corporate and institutional clients, investment bank and asset management.You can buy a standalone financial plan from a UBS Wealth Management Advisor, which you then manage on your own. UBS Wealth Management estimates it costs between $1,000 to $10,000 for most clients ...Jefferies Group LLC is an American multinational independent investment bank and financial services company that is headquartered in New York City.The firm provides clients with capital markets and financial advisory services, institutional brokerage, securities research, and asset management.This includes mergers and acquisitions, restructuring, …At the UBS Group, David Slade serves as both the Global Co-Head of Debt Capital Markets and Leveraged Finance and as Managing Director. He is incredibly dedicated to his work, and his relentless dedication and extraordinary leadership skills have helped him achieve huge level of success. He was born around 1960-1975 (Speculated) in United Kingdom.Alma mater. University of Nottingham. Occupations. Investment manager. Stock trader. Known for. 2011 UBS rogue trader scandal. Kweku Adoboli (born 21 May 1980) is a Ghanaian investment manager and former stock trader. He was convicted of illegally trading away US$2 billion (£1.3 billion GBP) as a trader for Swiss investment bank UBS.Reimagining the power of investing. Connecting people for a better world. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Please consult the sales restrictions relating to the products or services in ...

Cyber Security at UBS. We want to create superior value for our clients, shareholders and employees. And we want to stand out as a winner in our industry: for our expertise, advice and execution, our contribution to society, our work environment and our business success. UBS is a global firm providing financial services in over 50 countries.

Ehinger & Cie. Founded in: 1810 Acquired by SBC in 1974 and continued thereafter, from 1984 as Bank Ehinger & Cie. AG. Sold by UBS in 2005. HistoryWebsite. unitedbiblesocieties.org. The United Bible Societies ( UBS) is a global fellowship of around 150 Bible societies operating in more than 240 countries and territories. It has working hubs in England, Singapore and Nairobi. The headquarters are located in Swindon, England.UBS Group AG is a multinational investment bank and financial services company founded and based in Switzerland. Headquartered in Zürich, it maintains a presence in all major financial centres as the largest Swiss banking institution and the largest private bank in the world.Feb 9, 2024 ... ... wiki. Edit-a-thons can be very informal or very structured; they can be designed as primarily outreach events (to draw in new contributors) ...For private clients. TWINT is the most popular payment app in Switzerland. With the app you can make contactless payments easily and securely. Send and request money instantly. Pay faster in online shops. Pay at checkouts in stores, restaurants, etc. via QR code. Pay parking fees with TWINT instead of coins.Singapore. UBS Investment Bank in Singapore: The materials on the UBS Website are distributed in Singapore by UBS Securities Singapore Pte. Ltd. or UBS AG, Singapore Branch. UBS Wealth Management in Singapore: The materials on the UBS Website are distributed in Singapore by UBS AG, Singapore Branch. UBS Asset Management in …Investment Bank. We distribute, trade, finance and clear cash equity and equity-linked products. We also structure, originate and distribute new equity and equity-linked issues. From origination and distribution to managing risk and providing liquidity in FX, rates, credit, and precious metals, we help clients realize their financial goals.

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Über 160 Jahre - Kundennähe und Banking-Kompetenz. Sie sind hier: Globale Themen. Unser Unternehmen. Unsere Geschichte. Zum Seitenanfang. Alles begann 1862 mit der Eröffnung der Bank in Winterthur. Erleben Sie 160 Jahre UBS-Geschichte und erfahren Sie, wie UBS zu der Bank wurde, die sie heute ist.Universal basic services, a form of social security. Unbundled Bitstream Service, a broadband Internet service in New Zealand. Unbiseptium, a hypothetical chemical element with symbol Ubs. The Great Seljuks: Guardians of Justice, a Turkish television series, also known as Uyanış: Büyük Selçuklu (UBS)Unbiseptium, Ubs, is the temporary name for element 127. Isotopes are predicted within the bands 433Ubs to 349Ubs and 318Ubs to 298Ubs. There may be isotopes in the band from the neutron dripline to 434Ubs, but it is not possible to predict which ones are possible. Two long-lived isotopes are predicted: 355Ubs has a half-life on the order of 1 year and …Feb 9, 2024 ... ... wiki. Edit-a-thons can be very informal or very structured; they can be designed as primarily outreach events (to draw in new contributors) ... UBS Asset Management is a large scale investment manager. We offer investment capabilities and investment styles across all major asset classes. This special edition of Panorama is dedicated to China and offers a richer way of looking at it from the geopolitical, sustainable, economic and market lenses. Mumbai, 14 September 2021 – UBS, the world’s largest wealth manager and a leader in sustainable finance, today launched the India chapter of its independent philanthropic arm, the UBS Optimus Foundation.For more than two decades, the UBS Optimus Foundation has been at the forefront of impactful philanthropy, delivering scalable solutions for social …Union Bank of Switzerland ( UBS) was a Swiss investment bank and financial services company located in Switzerland. The bank, which at the time was the second largest …Singapore. UBS Investment Bank in Singapore: The materials on the UBS Website are distributed in Singapore by UBS Securities Singapore Pte. Ltd. or UBS AG, Singapore Branch. UBS Wealth Management in Singapore: The materials on the UBS Website are distributed in Singapore by UBS AG, Singapore Branch. UBS Asset Management in …UBS, formerly known as the Union Bank of Switzerland, is a multinational diversified financial services company settled in Zurich and Basel. UBS is associated with basically all major financial activities, including retail and commercial banking, investment banking, investment management, and wealth management. UBS Neo offers the progressive and creative provision of liquidity and solutions across FX and Credit trading. Informed macro and local market insights direct from our economists, analysts and strategists available across regions, companies and asset classes ... ….

You can buy a standalone financial plan from a UBS Wealth Management Advisor, which you then manage on your own. UBS Wealth Management estimates it costs between $1,000 to $10,000 for most clients ...Meanwhile, UBS’s chairman, Axel Weber, has taken a dimmer view of the spectacle, according to a person who knows him. Bruising rows between big egos are not new in the world of finance. But the ...UBS Arena is a multi-purpose indoor arena located within Belmont Park in Elmont, New York, United States, directly adjacent to the New York City limits. Opened in 2021, it is the home of the New York Islanders of the National Hockey League (NHL), replacing the Nassau Coliseum and Barclays Center. The arena officially seats 17,250 patrons for ...UBS Group AG is a multinational investment bank and financial services company founded and based in Switzerland. Headquartered in Zürich, it maintains a presence in all major financial centres as the largest Swiss banking institution and the largest private bank in the world.UBS, short for Union Bank of Switzerland, is a multinational bank and financial services company headquartered in Zurich, Switzerland. With a legacy dating …UBS is a global firm providing financial services to private, corporate and institutional clients. We are present in all major financial centers and have offices in over 50 countries. In Luxembourg, we offer wealth management, asset servicing, investment banking and asset management services. Explore our site to learn more about the services we ... UBS Neo offers the progressive and creative provision of liquidity and solutions across FX and Credit trading. Informed macro and local market insights direct from our economists, analysts and strategists available across regions, companies and asset classes ... UBS on sveitsiläinen pankki- ja rahoituspalveluita tarjoava yhtiö, joka syntyi Union Bank of Switzerlandin (suomeksi Sveitsin Liittopankki) ja Swiss Bank Corporationin yhdistyessä kesäkuussa 1998. Yhtiön pääkonttorit sijaitsevat Baselissa ja Zürichissä . Ubs wiki, Website. www.btgpactual.com. BTG Pactual is a Brazilian financial company that operates in the markets of investment banking, wealth management, asset management, corporate lending and sales and trading. [3] It offers advisory services in mergers and acquisitions, wealth planning, loans and financings, as well as investment solutions and market ..., UBS Arena is a multi-purpose indoor arena located within Belmont Park in Elmont, New York, United States, directly adjacent to the New York City limits. Opened in 2021, it is the home of the New York Islanders of the National Hockey League (NHL), replacing the Nassau Coliseum and Barclays Center. The arena officially seats 17,250 patrons for ..., UBS Neo. Built to seamlessly optimize the way you work; from traders looking to access liquidity and execute across asset, to Portfolio Managers consuming research and market expertise across our global trading floors. UBS Neo is an open-platform and firmwide ecosystem that empowers UBS communities to create, discover and consume …, Reimagining the power of investing. Connecting people for a better world. The products, services, information and/or materials contained within these web pages may not be available for residents of certain jurisdictions. Please consult the sales restrictions relating to the products or services in ..., UBS Group AG is a multinational investment bank and financial services company founded and based in Switzerland. Headquartered in Zürich, it maintains a presence in all major financial centres as the largest Swiss banking institution and the largest private bank in the world., 1 Calculated as of 31 December 2023 based on a head-count basis of 115,038 internal employees only (112,842 FTE). The number of external staff as of 31 December 2023 was 25,619 (workforce count). This infographic shows that we have 115,038 employees by headcount. 41% of our workforce is female, and 59% is male. 18% are under age 30, …, Get the most recent info and news about Alongside on HackerNoon, where 10k+ technologists publish stories for 4M+ monthly readers. #14 Company Ranking on HackerNoon Get the most re..., Frank Destra, President & CEO UBS Bank USA; Audrey Bommer, Chief Administrative Officer; Joe Stroud, General Counsel; Jake Hawkins, Chief Financial Officer ..., 2. Sergio Pietro Ermotti (born 11 May 1960) is a Swiss manager and investment banker. [1] In April 2021, Ermotti was elected Chairman of Swiss Re, one of the world's largest reinsurance companies, succeeding Walter Kielholz. He was the Group Chief Executive Officer (CEO) of UBS Group AG from November 2011 to October 2020 and regained that ..., He served as Chairman of the Board of UBS Switzerland AG for five years and was a member of the Group Executive Board of UBS and President UBS Switzerland from 2010 to 2016, responsible for the private clients, wealth management, corporate and institutional clients, investment banking, and asset management businesses in UBS’s home market., A global financial services firm with a focused model built around clients and their needs, with an emphasis on informed advice, tailored ideas and solutions and best-in-class execution. Overview. UBS. The bank for banks. We help banks to extend their offers and transform their cost structures. Services include market intelligence, business ... , About us. UBS Bank USA is comprised of a team of professionals, dedicated to serving the deposit and borrowing needs of affluent and high net worth investors. Senior officers at the Bank, include: Frank Destra, President & CEO UBS Bank USA. Audrey Bommer, Chief Administrative Officer. Joe Stroud, General Counsel., At UBS Wealth Management, our mission is simple: to guide you towards a brighter future for your investments, your business, and eventually your family. What are your goals? Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Choose your destination and we’ll draw the map., UBS Warburg. Zubulake v. UBS Warburg is a case heard between 2003 and 2005 in the United States District Court for the Southern District of New York. Judge Shira Scheindlin, presiding over the case, issued a series of groundbreaking opinions in the field of electronic discovery. Plaintiff Laura Zubulake filed suit against her former employer ..., 2021.08.10. UBS SuMi TRUSTウェルス・マネジメント株式会社の営業開始. 世界の富裕層が羨む、日本をつくる。. UBS SuMi TRUSTは、日本発「ウェルス・マネジメント」をご提供するためUBSウェルス・マネジメントと三井住友信託銀行の提携により誕生しました。., UBS is a Swiss bank that was founded in 1862. In March 2023, it was announced that UBS had plans to acquire Credit Suisse. There had been a bank run on Credit Suisse in the days leading up to the announcement when customers pulled more than $75 billion from their deposits., The Berezin UB is a gas-operated air-cooled machine gun chambered for the Soviet 12.7×108mm infantry machine gun round. Ammunition is supplied via a disintegrating link belt with a unique system in which each new round helps to extract the spent cartridge. Another unusual feature is that the belt is advanced during the return of the moving ..., Our leadership team is deep, diverse, and dedicated to our ethos of delivering sustainable outcomes, without compromise., UBS on sveitsiläinen pankki- ja rahoituspalveluita tarjoava yhtiö, joka syntyi Union Bank of Switzerlandin (suomeksi Sveitsin Liittopankki) ja Swiss Bank Corporationin yhdistyessä kesäkuussa 1998. Yhtiön pääkonttorit sijaitsevat Baselissa ja Zürichissä . , Jefferies Group LLC is an American multinational independent investment bank and financial services company that is headquartered in New York City.The firm provides clients with capital markets and financial advisory services, institutional brokerage, securities research, and asset management.This includes mergers and acquisitions, restructuring, …, You can buy a standalone financial plan from a UBS Wealth Management Advisor, which you then manage on your own. UBS Wealth Management estimates it costs between $1,000 to $10,000 for most clients ..., The Mikoyan MiG-29 (Russian: Микоян МиГ-29; NATO reporting name: Fulcrum) is a twin-engine fighter aircraft designed in the Soviet Union.Developed by the Mikoyan design bureau as an air superiority fighter during the 1970s, the MiG-29, along with the larger Sukhoi Su-27, was developed to counter new U.S. fighters such as the McDonnell …, UBS je najväčší správca majetku na svete a má vo svojej štruktúre 4 obchodné divízie: Global Wealth Management (Celosvetová správa majetku), Personal & Corporate Banking (Personálne & Korporátne bankovníctvo), Asset Management (Správa majetku) a Investment Bank (Investičná banka)., UBS is a Swiss bank that was founded in 1862. In March 2023, it was announced that UBS had plans to acquire Credit Suisse. There had been a bank run on Credit Suisse in the days leading up to the announcement when customers pulled more than $75 billion from their deposits. , According to the Internet Movie Database, Agrabah is the fictional kingdom in which the film Aladdin is set. The Disney Wiki specifies that it is located near the Jordan River in t..., The Ultra Beasts (Japanese: ウルトラビースト Ultra Beast), also abbreviated as UBs (Japanese: UB UB), are a group of extradimensional Pokémon who have gone through Ultra Space.Most of them were introduced in Pokémon Sun and Moon, though some were introduced in Pokémon Ultra Sun and Ultra Moon.. Ultra Beasts infrequently …, World-class planning, investing, banking, and philanthropic solutions tailored to your needs and goals. Private wealth management services, including advice, resources and bespoke solutions for those with significant wealth. Workplace solutions for your employees with retirement plans, equity compensation plans and financial wellness services., USB4 Gen3×2 cable (40 Gbps) with 100 W Power Delivery. USB4 (Universal Serial Bus 4), sometimes referred to as USB 4.0, is the most recent technical specification of the USB (Universal Serial Bus) data communication standard. The USB Implementers Forum announced USB4 in 2019.. USB4 enables multiple devices to share dynamically a single …, The Bloomberg Commodity Index ( BCOM) is a broadly diversified commodity price index distributed by Bloomberg Index Services Limited. The index was originally launched in 1998 as the Dow Jones-AIG Commodity Index ( DJ-AIGCI) and renamed to Dow Jones-UBS Commodity Index ( DJ-UBSCI) in 2009, when UBS acquired the index from AIG., UBS Group AG Chief Executive Officer Sergio Ermotti said that he intends to stay at the helm of the Swiss bank until the task of absorbing Credit Suisse is complete, …, UBS on sveitsiläinen pankki- ja rahoituspalveluita tarjoava yhtiö, joka syntyi Union Bank of Switzerlandin (suomeksi Sveitsin Liittopankki) ja Swiss Bank Corporationin yhdistyessä kesäkuussa 1998. Yhtiön pääkonttorit sijaitsevat Baselissa ja Zürichissä . , The Mikoyan MiG-29 (Russian: Микоян МиГ-29; NATO reporting name: Fulcrum) is a twin-engine fighter aircraft designed in the Soviet Union.Developed by the Mikoyan design bureau as an air superiority fighter during the 1970s, the MiG-29, along with the larger Sukhoi Su-27, was developed to counter new U.S. fighters such as the McDonnell …, A5: UBS supports downloading tax information to Turbo Tax, H&R Block, Tax Form Drop-off (Lacerte) and Tax Act. Downloads may be available within other tax preparation software, provided the software manufacturer gathers Form 1099 data from the Open Financial Exchange (OFX), a secure financial data clearinghouse.