Narfe

NARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;

NARFE chapters unite federal employees, retirees, their spouses, and surviving spouses and provide an opportunity to connect with fellow Feds, get involved in leadership and …The Illinois Federation is the state-level organization for local NARFE chapters and National-only members in the State of Illinois. We have over 3,800 members state-wide. Our 20 …Since 1921, NARFE has been a trusted source of knowledge for the federal community, Capitol Hill, the executive branch and the media. The Massachusetts Federation has been in existence since January 15,1955 when members from 21 chapters met at the Smith House on Memorial Drive in Cambridge to organize a State Federation of Chapters. On January ... Consumer Prices Increase in March. Relevant to the cost- of-living adjustment (COLA) applicable to civil service annuity payments for 2025, the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) increased by 0.7 percent in March 2024. The COLA applicable to payments provided in January 2024 has already been determined. May 20, 2021 · Chapter 969 – St. Mary’s County, Maryland. Meets – Olde Breton Inn, Leonardtown, 3rd Friday at 12:00 PM, March – December; except January and February. Dues – $5. Chapter 969 website. Chapter 969 on Facebook. A NARFE member for more than 20 years, Jeffrey G. Anliker has extensive experience at the Chapter, Federation and National levels. At the Chapter (Northampton, MA) level, he served as Treasurer/Assistant Treasurer for 13 years, the acting President for 6 years and the PAC coordinator for 6 years. For the Massachusetts Federation, he served as ... Not a Member. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. The National Active and Retired Federal Employees (NARFE) Association, St. Mary’s Chapter 0969 is here to help keep you informed on upcoming Federal and State legislation and changes that may affect your earned pay, annuity, rights and benefits. We assist members with questions relating to retirement, FEGLI, FEHB, Social Security, Medicare ...

NARFE highlights a pivotal moment in the ongoing fight to repeal the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). The House Committee on Ways and Means Subcommittee on Social Security held a crucial field hearing on Monday, November 20 to address the profound impact of WEP and GPO on public servants. ...NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785. This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on ...NARFE (National Active and Retired Federal Employees Association) 606 N. Washington St., Alexandria, VA 22314, Phone: (703) 838-7760, Fax: (703) 838-7785. This is the only website that reflects the official opinions and positions of the National Active and Retired Federal Employees Association (NARFE). Opinions and/or positions that appear on ...Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; …On July 28, Rep. Chip Roy, R-TX, introduced the Public Service Reform Act, H.R. 8550. If enacted, the bill would allow all federal workers to be considered at-will employees. It would also undermine and/or eliminate a merit-based civil service. This bill is the latest attempt, in addition to Schedule F, to reinstitute the spoils system. Furthermore, H.R. 8550 is likely to contribute to a more ...Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the …

Welcome to NARFE, your one-stop shop for all your federal benefits needs. Here you will find the information and resources necessary to make informed decisions about your federal health, dental, vision and flexible spending account benefits during the 2021 Federal Benefits Open Season—decisions that could save you thousands of dollars over time. NARFE also provides members with all the tools...Welcome to NARFE's one-stop shop for all your federal health benefits Open Season needs. Here you will find the information and resources necessary to make informed decisions about your federal health, dental, vision and flexible spending account benefits during the 2023 Federal Benefits Open Season.Marshall Richards. Richards represents NARFE Region VI, which includes Texas, Arkansas, Louisiana, Oklahoma and the Republic of Panama. He was elected Regional Vice President in 2014. Richards has extensive NARFE experience. He is the former president and executive vice president of the Texas Federation and served the Longview Chapter 0801 as ...NARFE MAGAZINE AUGUST 2022. and the House Committee on Oversight and Reform (COR) advanced the Honoring Civil Servants Killed in the Line of Duty Act, S. 3487/H.R. 7376, in February and April ...Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ...

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The close of the first grassroots benchmarks quarter marks a period of exceptional advocacy by NARFE members, who have tirelessly taken action for key issues such as repealing WEP/GPO, advocating for equal COLAs, and promoting a merit-based civil service system, among other NARFE priorities.NARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ...Create New User Account. First Name. Last Name. Enter your email. Confirm your email. Create a password. Confirm your password. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees.Not a Member. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees.NARFE Magazine (ISSN 1948-4453) is published monthly except in February and July by the National Active and Retired Federal Employees Association (NARFE), 606 N. Washington St., Alexandria, VA 22314. Periodicals postage paid at Alexandria, VA, and additional mailing offices. Members: Annual dues includes subscription.

Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ... The forms that are needed to process any applicable claims include a copy of the veteran's marriage certificate for claims of a surviving spouse and the veteran's death certificate if the veteran did not die in a VA health care facility. For eligibility information, phone VA at 800-827-1000. Find Community. NARFE chapters unite federal employees, retirees, their spouses, and surviving spouses and provide an opportunity to connect with fellow Feds, get involved in leadership and governance, and develop close and lasting friendships. To find a local chapter, click here or call 800-456-8410, ext. 204. Log In. National Active and Retired. NARFE 32 Bylaws (2018) News + Newsletter. Events. Contact. WHO WE ARE. Communicating up-to-date information. Protecting your earned income rights. OUR EVENTS. Join us and learn more about our organization and community. OUR NEWSLETTER. Check out our latest news and happenings. GET INVOLVED.The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees.About NARFE. The National Active and Retired Federal Employees Association (NARFE) is dedicated to protecting and enhancing the earned pay, retirement and health care benefits of federal employees, retirees and their survivors. Founded in 1921, NARFE's legacy spans more than 90 years - working tirelessly in support of our members before ...March is NARFE-PAC Month! Learn how NARFE-PAC protects your earned benefits and discover ways you can contribute to and support the PAC during NARFE-PAC month and beyond. “NARFE-PAC unifies the contributions of tens of thousands of members across the country, allowing NARFE to build consensus on Capitol Hill and bolster the …v NARFE Magazine, the prime source of information and guidance on critical legislation and benefit issues. v Members-only section of the NARFE website with up-to-date information and a Legislative Action Center. v Access to the NARFE Federal Benefits Institute educational resources - webinars, white papers and other events.

NARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;

Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the …Welcome to NARFE in Kansas - The National Active and Retired Federal Employees in Kansas. We service all Federal Employees and Retirees with: · Information on available Federal benefits · Advocating in Congress to maintain our earned benefits I welcome you to this site and invite you to visit often. We plan to provide information for the governance of NARFE in Kansas by posting our Bylaws ...The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees.The Washington State Federation (WSF) is affiliated with the National Active and Retired Federal Employees (NARFE) Association, a nonprofit organization that provides leadership in advocating for the interests of current and retired federal employees. WSF is one of five state federations (Oregon, Alaska, Montana, and Idaho) in NARFE …Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the …The Maryland Federation of NARFE. Call to In-Person Federation Board Meeting & Town Hall with U.S. Senatorial Candidates . Information for Election 2023. 2023 NARFE Maryland Biennial. 2023 Paul Schwartz testimony before Ways & Means: Income Tax Credit Long-Term Care HB 1185, Budget & Taxation: Retirement Tax Elimination Act of SB 461 ...NARFE's new online member community, FEDHub, launched Monday, November 8, and NARFE members around the country are already making connections and sharing ideas in the Open Forum community. NARFE created FEDHub to support your success by bringing you the knowledge and value of our entire community. Click here to start making real connections today. And thanks for being part of the NARFE ...Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; …FEDcon24. At FEDcon, NARFE's premier training event, attendees will engage in leadership development and participate in comprehensive federal benefits and financial planning education. Current civil service employees and retired public servants will connect with peers from across the federal community. #fedcon #Training #leadership #advocacy.

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Apr 20, 2023 · The National Active and Retired Federal Employees Association (NARFE) is dedicated to protecting and enhancing the earned pay, retirement and health care benefits of federal employees, retirees and their survivors. Founded in 1921, NARFE‘s legacy spans more than 90 years – working tirelessly in support of our members before Office of ... Every NARFE chapter is unique, offering speakers and activities that meet the interests of its members. Find Community . NARFE chapters unite federal employees, retirees, their spouses, and surviving spouses and provide an opportunity to connect with fellow Feds, get involved in leadership and governance, and develop close and lasting friendships. New to NARFE? Create an Account Here. If you are a current or former member of NARFE -- DO NOT CREATEa NEW Account. Call 800-456-8410 or email …NARFE provides expert guidance on federal benefits issues directly affecting current and former federal employees, as well as tips and tools to help ensure a safe and secure retirement for the federal community. Webinars are free to NARFE members. Find Out More.Mary Berning NARFE's mission statement sums up my reason for being a NARFE member. NARFE supports legislation beneficial to current potential and retired federal employees and opposes legislation contrary to their interests by advising them of their rights under federal retirement laws and regulations. I support NARFE in Chapter-1414 as the Newsletter Editor where I demonstrate many talents ... NARFE is a national organization that represents and advocates for the interests of federal retirees and active employees. It provides news, resources, and services on federal pay, benefits, health care, retirement, and more. NARFE’s award-winning monthly magazine for active and retired federal employees gives current information about legislative issues that affect you, an in-depth look at federal benefits and financial planning topics, questions and answers, career issues and more. In every issue, you will receive: Accurate reporting and analysis of legislation ...Chapter Name. Brentwood. Chapter State. VA. Chapter Number. 1697. Chapter Website. https://vanarfe.org/Chapter-1697/ Chapter Annual Dues. 10Create New User Account. First Name. Last Name. Enter your email. Confirm your email. Create a password. Confirm your password. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. ….

NARFE’S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE’s Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;Chapter Name. Dupage Lombard. Chapter State. IL. Chapter Number. 1771. Chapter Website. https://www.narfe.net/site/chapter1771/ Chapter Annual Dues. 10Finding NARFE Chapter Information 9/4/2023 by Dorothy Creswell; minor edits by Martha Raup, CAB Chair 1 NARFE has two locators with Chapter information: "Find a Chapter" is a public, map-based locator to inform anyone in the world, both members and prospective members. It's a recruiting tool!The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees.NARFE Member Services. 606 North Washington Street Alexandria, VA 22314-1914. Please note: All Distinguished Member materials will be sent to the requestor for distribution unless . otherwise indicated. Distinguished Member. 606 North Washington Street Alexandria, Virginia 22314-1914. 800-456-8410. NARFE.org. NARFE.orgNARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive; NARFE’s award-winning monthly magazine for active and retired federal employees gives current information about legislative issues that affect you, an in-depth look at federal benefits and financial planning topics, questions and answers, career issues and more. In every issue, you will receive: Accurate reporting and analysis of legislation ... New to NARFE? Create an Account Here. If you are a current or former member of NARFE -- DO NOT CREATEa NEW Account. Call 800-456-8410 or email …NARFE is a national association for civilians who are or will be eligible to receive a federal annuity or survivor annuity. Learn about the benefits, webinars, advocacy and discounts of joining NARFE for $48 a year. Narfe, Support NARFE. Donations to NARFE provide necessary funds to support NARFE's critical legislative efforts to preserve and protect the earned benefits of the federal community and to develop dependable resources and tools to help NARFE members fully understand, manage, and make the most of their benefits. Donations to NARFE are not tax ..., Two years ago NARFE helped to defeat an amendment to a version of the 2009 Budget Resolution that called for cutting federal civilian health benefits by more than $4 billion over five year's time. Health Insurance is again a hot topic in Washington, but NARFE will be there to help protect our benefits., NARFE Headquarters. 606 N. Washington St. Alexandria VA, 22314-1914. Phone: 703.838.7760. Fax: 703.838.7785. Toll Free: 1-800-456-8410. Press 1 for Membership and Dues Payments. Press 2 for Federal Benefits Expert. Press 3 for Legislative Matters., Create New User Account. First Name. Last Name. Enter your email. Confirm your email. Create a password. Confirm your password. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees., NARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;, NARFE • Call NARFE Headquarters at 800-456-8410 to report a death • Federal annuities or Social Security (SS) benefits issued after the retiree's death must be returned to the Treasury Department. Notify the bank where the direct deposits are made so these payments can be returned. If a spouse or qualifying, Welcome to NARFE in Kansas – The National Active and Retired Federal Employees in Kansas. We service all Federal Employees and Retirees with: · Information on available Federal benefits · Advocating in Congress to maintain our earned benefits I welcome you to this site and invite you to visit often. We plan to provide information for the governance …, Oct 27, 2023 · NARFE MAGAZINE NOVEMBER 2023. payment system and more to house its critical online functions. It breaks down and organizes all of NARFE’s data in one place, and Michele’s necessary expertise ... , NARFE’S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE’s Shutdown Resources; Take Action; Advocacy Update; Issue Briefs and Fact Sheets; NARFE-PAC; Federal Benefits Institute. View All; About the Federal Benefits Institute; NARFE Webinars; NARFE Webinar Archive;, The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. , NARFE • Call NARFE Headquarters at 800-456-8410 to report a death • Federal annuities or Social Security (SS) benefits issued after the retiree's death must be returned to the Treasury Department. Notify the bank where the direct deposits are made so these payments can be returned. If a spouse or qualifying, The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. View and edit your contact profile, address, contact information, and provide demographic information about yourself., Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ..., mail the form and cash or check to our treasurer at : Samuel E. Crain Jr., Treasurer – NCNARFE, 290 Azalea Dr., Maggie Valley, NC, 28751-7692. Sam Crain will send me an email confirmation of receipt of your order form and check or cash. I will then ship you the correct number of coins you order., Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; …, The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. Site Links. Home Support NARFE Join. Contact Info. NARFE National Active and Retired Federal Employees Association ..., The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees., NARFE PASSES MAJOR MILESTONE IN ALZHEIMZER'S DONATIONS Breaking news from National President Bill Shakelford during NEB meeting on Mar 21: "By raising more than $16 million to date for the Alzheimer's Association, NARFE has funded critial research toward treatment, prevention and, ultimately, a cure for Alzheimer's and all other dementia while also providing vital funding for our care and ..., Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; …, Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ..., NARFE is an effective and highly respected legislative voice of federal workers and retirees. With 50 state federations plus federations in the District of Columbia, the Philippines, Panama and Puerto Rico; and over 1500 chapters, NARFE has a demonstrated record of success on many important issues., www.narfe.org. Organization Type. Nonprofit. Social Media. National Active and Retired Federal Employees Association. NARFE is a well-established organization. It was founded way back in 1921. This time-proven organization loves to hire graduates from George Mason University, with 18.2% of its employees having attended George Mason University., Chapter Name. Brentwood. Chapter State. VA. Chapter Number. 1697. Chapter Website. https://vanarfe.org/Chapter-1697/ Chapter Annual Dues. 10, Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; …, Member Yes. Log In. Username. Password. Click here to get help with Username and/or Password. If your email is not found: Contact Customer Service. The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees., Thank you for your trust in NARFE and thank you for your generous and continued support. Federal employees and retirees are the very heart of NARFE's mission. We are the only organization solely dedicated to the general welfare of all federal workers and retirees and the organization is a trusted source of knowledge for the federal community, Capitol Hill, …, The National Active and Retired Federal Employees Association (NARFE) is the only organization solely dedicated to protecting and preserving the pay and benefits of all federal workers and retirees. Site Links. Home Support NARFE Join. Contact Info. NARFE National Active and Retired Federal Employees Association ..., View All. NARFE's Grassroots Advocacy Hub. NARFE'S Advocacy Positions Submission Form for the 119th Congress (2025-2026) NARFE's Shutdown Resources. Take Action. Advocacy Update. Issue Briefs and Fact Sheets. NARFE-PAC. Federal Benefits Institute., NARFE. December 22, 2019. Alexandria, Va. (November 15, 2018) Kathryn Hensley of Lexington, South Carolina, has been elected the 2018-2020 NARFE National Secretary/Treasurer. Her term begins November 1. In this role, Hensley is responsible for providing strategic oversight to the finances of the organization and guidance on …, Media Statements From NARFE; NARFE Magazine; All News From NARFE; About NARFE. View All; About NARFE; About the Federal Community; NARFE Leadership; Careers; ShopNARFE; NARFE Sponsorship and Advertising Opportunities; For Members. View All; 2024 NARFE National Election; Download or Order Forms; Log In to the Member Portal; FEDHub: NARFE Member ... , New to NARFE? Create an Account Here. If you are a current or former member of NARFE -- DO NOT CREATEa NEW Account. Call 800-456-8410 or email …, NARFE is a national organization that represents and advocates for the interests of federal retirees and active employees. It provides news, resources, and services on federal pay, benefits, health care, retirement, and more. , A: According to the Office of Personnel Management (OPM), if the net amount of your annuity ever changes, OPM will mail you a Notice of Annuity Adjustment explaining the change. Annual adjustments that typically affect your net deposit include COLAs effective December 1 (reflected in the annuity payment received in early January) and changes in ...